Aretia Climate
Climate Intelligence

Green Finance Readiness Assessment

Know your readiness. Unlock green capital.

A six-pillar structured diagnostic for financial institutions seeking DFI funding, green lending mandates, or concessional first-loss guarantee structures — producing a weighted readiness score and corrective action plan.

Green Finance Readiness Assessment · FY2025 · Mid-size Commercial Bank
Overall Readiness Score
62/100
Developing
Pillar Scores
Governance72%
Risk Management58%
Human Capital65%
Portfolio70%
Transparency45%
Operational Capacity60%
01
Six-Pillar Diagnostic

Know exactly where your readiness gaps are.

The Green Finance Readiness Assessment diagnoses six institutional pillars: Governance & Strategic Alignment (board-level green finance mandate, policy framework), Risk Management & Climate Integration (TCFD/ISSB-aligned processes, climate risk in credit analysis), Human Capital & Operations (staff capacity, green product expertise), Green Finance Portfolio (green lending products, pipeline size), Transparency, Data & Impact (impact reporting, third-party verification), and Operational Capacity (systems, MIS, reporting infrastructure).

Governance: board mandate, green finance strategy, targets
Risk: climate risk in credit underwriting and portfolio monitoring
Human capital: green finance training and specialist capacity
Portfolio: green product range, pipeline, and eligibility criteria
Pillar Diagnostic — Governance & Strategic Alignment
Sub-Criteria Assessment
Green finance board mandate4/5 (80%)
Dedicated green finance policy3/5 (60%)
Green finance targets set2/5 (40%)
Staff incentives aligned3/5 (60%)
Pillar score: 3.0/5.0 · 60%Developing
3 corrective actions recommended
02
Gap Analysis

Weighted scoring. Prioritised corrective actions.

Each pillar is weighted by DFI lender importance — Risk Management and Governance carry higher weights reflecting where DFIs focus their institutional assessment. Gaps are ranked by weighted impact on the overall readiness score, so you know exactly which improvements will move your score most efficiently. Each gap comes with a recommended corrective action, effort estimate (low/medium/high), and indicative timeline.

Pillar weighting by DFI assessment importance
Gap ranking by weighted impact on overall score
Corrective action per gap with effort and timeline
Benchmark against DFI eligibility thresholds
Gap Analysis — Prioritised Actions
Gap
Pillar
Impact
Effort
Timeline
No green MIS systemOperational+6 ptsHigh6 mo
Impact reporting absentTransparency+5 ptsMedium3 mo
No climate risk in creditRisk Mgmt+4 ptsHigh9 mo
Limited green productsPortfolio+3 ptsMedium4 mo
03
DFI-Ready Export

Submit to IFC, EBRD, ADB with confidence.

The GFRA output package is structured for DFI institutional assessment submissions: a scored readiness report with pillar narrative, gap summary, corrective action roadmap, and benchmarking against comparable financial institutions. The package also generates a board-level summary and a management action plan. Export is available in PDF and Excel format for lender submission and internal circulation.

DFI submission format: IFC, EBRD, ADB, FMO, DEG
Pillar narrative with evidence documentation
Board summary and management action plan
Benchmarked against peer FI readiness scores
DFI Export Package
Package Contents
GFRA Scorecard
PDF · 24 pages✓
Pillar Narrative Report
PDF · 38 pages✓
Corrective Action Roadmap
Excel✓
Board Summary
2 pages✓
Benchmark Comparison
DFI peer set✓
Submitted to: IFC Blended FinanceUnder review
Ready for submission
Verification-Ready Audit Trail

Every action in Green Finance Readiness Assessment is permanently logged.

Immutable record of every data entry, calculation run, approval, and document upload — structured for ISO 14064-3 verification, SBTi validation, IFRS S2 assurance, and DFI/LP reporting. No editing or deletion, ever.

ISO 14064-3SBTiIFRS S2IFC PSISO 50001EU Taxonomy

Green finance readiness — diagnosed, not guessed.

Six-pillar assessment calibrated to IFC, EBRD and ADB institutional requirements. Readiness score with prioritised improvement roadmap.